It’s not just age that plays a role in your credit score, but you can see differences in credit scores among income levels. This is the average credit score by age, according to :² Image Credit: Upgraded Points Average Credit Score by Income When looking at the average credit score by age you can see the credit scores mostly increase. That is 8 points higher than the last time this number was reported back in October 2020.¹ Average Credit Score by AgeĪ credit score is a number that needs to be built up over time and that is why a lot of younger generations will have lower credit scores. According to FICO, the average credit score as of August 2021 is 716. To get a good idea of where your credit stands, it is also important to know where the average credit score in America sits. What is the Average Credit Score in America? Average Credit Score Overall
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